送交者: skipper3 于 2005-3-22, 19:43:09:
回答: By the way, unless you are very opmistic of the economy, those 由 mangolasi 于 2005-3-22, 19:11:29:
Everything is in order.
Even the rate goes up, there still will be cheap loans around for good customers aka winners, while leaving the burden of higher interest rate to losers. See losers who don't cover their liability well will continue to pay the cost for winners. Isn't that beautiful?